Guides in English

Buying a home in French-speaking Switzerland: the guides

Written by Marc Saugy, independent mortgage broker in Yverdon-les-Bains

Permits & Lex Koller

Getting a Swiss mortgage with a B permit (EU and non-EU)

Can you buy a home and get a mortgage in Switzerland with a B permit? EU and non-EU rules, what banks check, and the 2026 Lex Koller reform.

Read the guide → Buying costs

Buying property in Vaud: the real costs (transfer tax, notary, registry)

Transfer tax, notary, land registry, mortgage certificates: what buying a home in the canton of Vaud really costs, who pays, with worked examples.

Read the guide → Cross-border commuters

Cross-border commuters (G permit): can you buy a home in Switzerland?

Cross-border commuters with a G permit can buy a second home near their Swiss workplace under conditions. What the law allows and what banks require.

Read the guide → Bank refusal

Your Swiss mortgage was refused: what to do next

A Swiss bank turned down your mortgage? The usual reasons (affordability at 5%, equity, income, permit) and the concrete solutions to get a yes.

Read the guide →